Most licensed general contractors are competent, credible, honest, hardworking and financially responsible. Yet, home improvement is a top source of consumer complaints around the nation. By asking at least two questions you will greatly reduce the chances of having a bad Tampa remodeling experience.
Are you licensed to complete Tampa remodeling projects?
Always make sure the company you are considering for your Tampa remodeling project is properly licensed. It is vital that you make them verify their license, because anyone can simply tell you that they possess the correct and valid Florida licensure. Check the expiration dates, and never hesitate to contact the issuing authority to verify if the license is in good standing.
What are the risks of having an unlicensed contractor complete my Tampa remodeling project?
Contractors without licenses generally do not have a license for a reason, which needs to be a gigantic red flag for anyone planning a Tampa remodeling project. Licensing requires passing a written test on codes, proper building practices and it carries with it specific experience requirements and additional aspects which verify that this person is competent to complete a Tampa remodeling project. A contractor who is unlicensed likely has committed a big transgression in the past.
Do you carry general liability insurance?
Make sure any company you are considering for your Tampa remodeling project carries general liability insurance. This is the insurance that protects your home from potential damage or negligence of a contractor, his employees or any sub-contractors brought in to complete a portion of the Tampa remodeling project. A policy of at least one million dollars is the standard for the industry. Much like with the licensing, make the contractor prove that there is general liability insurance by providing a copy of the insurance certificate. Be sure to verify that the policy is in full force and effect before making a decision to hire to contractor for the Tampa remodeling project.
Are there risks associated with completing a Tampa remodeling project if there is not general liability insurance?
If something goes wrong with the Tampa remodeling project you will have three potential choices; 1) pay for the damages out of your own pocket; 2) go after the contractor in court for the cost of the damages; 3) ask your own homeowners insurance policy to cover the damages.
The team from Rossi Construction, Inc. can answer both questions above in the affirmative, and provide proof of both licensure and general liability insurance. Contact us today at 813.436.0177 to schedule a consultation today!